Conditions and Terms of Use: The information contained in this Web site is provided to you by Family Resident Monthly, its affiliates and subsidiaries. Your use and access to this Web site, or any of the information herein, is conditioned upon your unqualified acceptance of the following provisions.

Scope: Your use of this information shall not be for any unlawful or prohibited use. Family Resident Monthly reserves the right in its sole discretion, without notice, to deny access to this Web site or any of its information. The information provided, or any portion thereof, shall not be altered, published or sold for any purpose. The content (and compilation thereof) included on this Web site is the property of Family Resident Monthly or the suppliers thereof and protected by U.S. and international copyright laws. Family Resident Monthly reserves the right to remove or modify, without notice, any portions of this Web site and your continued use of the Web site constitutes your acceptance of such modifications.

"AS IS", No Warranty or Guarantee: Your use of this Web site is at your sole risk. The information contained in this Web site is provided to you "as is", "with all faults", "subject to all defects" and without any guarantees, representations or warranties of any kind, expressed or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, completeness, reliability, effectiveness, or that the use hereof will be error free or uninterrupted. In no event shall Family Resident Monthly, its managers, members, officers, directors, employees or agents be liable for any direct, indirect, consequential, special or punitive damages arising out of your use, access (or inability to access) or any defect in the Web site or the content or graphics contained herein whether resulting from loss of use, data, revenue, contracts or profits and whether in an action in contract, tort, strict liability or otherwise whether or not Family Resident Monthly, its managers, members, shareholders, partners, officers, directors, employees or agents knew or should have known of the likelihood of such damages.

All sales are final. No Refunds

Posting of personal information: Any all information posted and/or uploaded to this site will be retransmitted to Registered and Non-Registered users and to third party individuals. Family Resident Monthly is not responsible for your information and by posting and our uploading your information you do so at your own risk. At no time is Family Resident Monthly liable for any form of identity theft and cannot dictate who may review your information. Please keep in mind that the only exception to this is Credit Card Transactions as Family Resident Monthly utilizes ( to handle all of our credit card transactions and at no time does Family Resident Monthly store or save Credit Card information.

Links, Advertisements, Coupons and Discounts: This Web site may contain links to Web sites operated by other parties or advertisements, coupons or discounts relating to other matters or items. Such links, advertisements, coupons or discounts are provided for your general information and any use thereof shall be at your sole risk. Family Resident Monthly makes no representation, warranty or guaranty with respect thereto including but not limited to the accuracy, completeness, effectiveness or benefit thereof and Family Resident Monthly, its managers, members, officers, directors, employees or agents shall have no liability whatsoever with respect thereto. By including such links, advertisements, coupons, and discounts, Family Resident Monthly does not make any endorsements thereof.